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Financial Modeling Portfolio

Two self-built financial models covering the core valuation and transaction skill sets used in financial analyst, business analyst, and credit/risk roles. Each is built from scratch in Excel, fully formula-driven (no hardcoded outputs), sourced from company annual reports, and documented in-sheet.

Harsahib Singh · B.A. (Hons) Economics, SGGSCC, University of Delhi · FRM Part 1 candidate (Nov 2026) 📧 harsahib2004@gmail.com · LinkedIn


1. Reliance Industries — 3-Statement Model & DCF Valuation

📄 RIL_3Statement_DCF_Model.xlsx · RIL_DCF_Valuation_Report.docx

A fully-linked three-statement model (Income Statement, Balance Sheet, Cash Flow) on FY23–FY26 historicals with five-year projections, an integrated debt schedule with circular interest, and a DCF valuation.

Metric Value
WACC 11.68% (Rf 6.85%, Beta 0.94, ERP 6.5%)
Implied share price ₹1,533
Market price (31 Mar 2026, date-matched) ₹1,369
Premium to market +12.0%
Terminal value as % of EV ~75%

Includes a two-way WACC × terminal-growth sensitivity table and a comparable-companies cross-check. The DCF is compared to the market price on the same date as the underlying balance sheet, since a model's fair value is only as current as its inputs. The accompanying report documents methodology, findings, and known limitations.

2. Ajanta Pharma — Leveraged Buyout (LBO) Model

📄 Ajanta_Pharma_LBO_Model.xlsx

An illustrative leveraged buyout on FY23–FY26 historicals, covering transaction structuring through to sponsor returns.

Parameter Value Result Value
Entry / Exit multiple 9.0x / 9.0x Entry EV ₹14,102 cr
Leverage 7.0x EBITDA Exit EV ₹22,911 cr
Capital structure 76% debt / 24% equity MOIC 5.25x
Hold period 5 years IRR 39.3%

Includes sources & uses, purchase-price allocation with goodwill, a debt schedule with 100% cash sweep, a full returns bridge, and two-way sensitivity tables (IRR by entry × exit; MOIC by leverage × exit).

On the entry multiple: Ajanta actually trades at ~24–26x EV/EBITDA. The 9.0x entry here is deliberately illustrative, chosen so the deal can support a realistic debt-heavy LBO structure — itself a real finding, since premium high-growth companies are uncommon LBO targets. This is documented in the model, not hidden.


Approach

  • Real data — historicals sourced line-by-line from published annual reports and reconciled against the reported statements.
  • Fully linked — no hardcoded projection outputs; every figure traces to an assumption. Circular references (interest ↔ debt ↔ cash flow) resolve via iterative calculation.
  • Documented — methodology, conventions (e.g. cash-free/debt-free), and known simplifications are noted in-sheet so a reviewer can follow the reasoning, not just the result.

Skills: 3-Statement Modeling · DCF Valuation · LBO Modeling · WACC · Sensitivity Analysis · Comparable Companies · Excel · Financial Statement Analysis

How to open: use Excel with iterative calculation enabled (File → Options → Formulas → Enable iterative calculation) so the debt/interest circularity resolves on load.


These are illustrative, educational models built for skill demonstration. They are not investment advice, not a recommendation regarding any security, and the entry assumptions (particularly the LBO entry multiple) are deliberately illustrative rather than reflective of actual market pricing.

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3-statement DCF and LBO models built from annual reports

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